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An
interesting and humorous
free cigar story - Author Unknown
This is a true story and was the
1st place winner in the recent Criminal Lawyers
Darwin Award Contest. A Charlotte NC man, having
purchased a box of very rare and expensive cigars,
then insured them against fire among other things.
Within a month, having smoked his entire stockpile
of these fine cigars and without yet having made
his first premium payment on the insurance policy,
the man filed a claim against the insurance
company. In his claim the man stated that the
cigars were lost "in a series of small fires".
The insurance company refused to
pay, citing the obvious reason: that the man had
consumed the cigars in normal fashion. The man
sued and won! In delivering the ruling, the judge
agreed with the insurance company that the claim
was frivolous. The judge stated that -
nevertheless - the man held a policy with the
company in which it had warranted that the cigars
were insurable and also guaranteed that it would
insure them against fire, without defining what is
considered to be "unacceptable fire," and was
therefore obligated to pay the claim. Rather than
endure a lengthy and costly appeal process, the
insurance company accepted the ruling and paid
$15,000 to the man for his loss of the rare cigars
lost in the "fires".
Now for the best part. After the
man cashed the check, the insurance company had
him arrested on 24 counts of ARSON!!! With his own
insurance claim and testimony from the previous
case being used against him, the man was convicted
of intentionally burning his insured property and
was sentenced to 24 months in jail and a $24,000
fine.
That's what I call poetic
justice!!
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